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Florida has a set of laws that regulate the insurance industry. These laws also require residents to purchase insurance for their homes and businesses. So are Florida homeowners and businesses legally required to have flood insurance? In short, no. However, there is no coverage for flood damage under standard homeowners insurance policies. If you live in a flood-prone area, consider purchasing a separate policy to protect your property against flood damage. 

Water damage is the one thing you never want to experience. As a homeowner or business owner, there are a few things that can happen that will cause water damage. The 3 main types of water damage are clean water, grey water, and black water. While each type has its unique category and causes different issues, they all require professional attention from restoration experts like On The Map Restoration to help mitigate any further damage.